Personal & Domestic Insurance
Protecting the things that matter to you.
Your home. Your contents. Your vehicles. Your boat. The things you've worked hard for.
We'll take the time to understand what matters to you, what you're protecting and how you use it. Then we'll help you explore insurance options that suit your needs.
Home
The place you live.
Your home is likely your biggest asset. We'll help you understand how it's insured, what's included and how its value is worked out.
Contents
Everything inside.
From furniture and appliances to the things you can't easily replace, we'll help you understand how your contents are covered and valued.
Private Motor
The vehicles you use every day.
We'll help you understand your options, how your vehicle is valued and what the policy covers.
Motorbikes
Two wheels, different risks.
Whether it's a daily commuter or a weekend ride, we'll help you understand how your motorbike is valued and what the policy covers, including gear and accessories where relevant to the policy.
Classic Cars
Some cars deserve more than a standard policy.
Classic and collectable vehicles are often valued and used differently. We'll help you understand how that may affect your cover.
Boats
Time on the water comes with its own risks.
We'll help you understand how your boat, its equipment and your liability on the water may be covered, depending on the policy.
Valuable Items
The small things that are worth a lot.
Jewellery, watches, art and other valuable items may need to be insured individually. We'll help you understand how they're covered at home and away.
Holiday Homes
A second home is a different risk.
A bach or holiday home is often empty for long periods or rented out. We'll help you understand how that may affect your cover.
Travel
Things don't always go to plan when you're away.
We'll help you understand your travel insurance options and what they may cover.
Other Personal Assets
Something not on the list?
If you own something that doesn't fit neatly into a standard policy, talk to us. We'll start by understanding what it is and how you use it.
Landlord Insurance
Protect the property. Protect the investment.
Owning a rental property is different from owning your own home. Your rental property comes with risks that standard home insurance may not fully address.
From tenant-related damage and loss of rent to accidental damage, liability and the building itself, we'll look at how your property is used and what cover may be appropriate for your situation.
Rural Insurance
Protection for rural life and business.
From farm buildings and machinery to livestock, vehicles and liability, rural insurance needs to reflect how your property and operation work together.
What we can help with
- Farm buildings, homes and property
- Machinery, equipment and farm contents
- Livestock
- Rural vehicles and farm bikes
- Public and statutory liability
- Business interruption
- Rural contracting
- Other specialist rural risks
Every operation is different. We'll work with you to understand your risks and explore suitable insurance options.

